L&C Mortgages best buys

When compiling our best buy tables we choose the best mortgage deals from the whole UK market, including deals that are exclusive to us.

Highlight deals with:


Last updated : 22/02/2012 11:00:11

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Select up to 4 products across the categories to compare in detail and then click the compare button.
 lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Max LTVLender Fee £Help With CostsEarly repayment chargesMonthly paymentAverage annual cost 
Woolwich (Barclays)Fixed until 31/05/20143.39%3.89%3.9%60%£199Free basic valuation, Free basic legal workSome£593.18 *£7,363 *
Woolwich (Barclays)Fixed until 31/05/20143.74%3.89%4.0%70%£0Free basic valuation, Free basic legal workSome£615.74 *£7,394 *
Northern RockFixed until 01/05/143.59%4.79%4.7%70%£99Free basic valuation, Free basic legal workSome£606.02 *£7,469 *
Northern RockFixed until 01/05/153.69%4.79%4.6%70%£99Free basic valuation, Free basic legal workSome£612.49 *£7,482 *
ClydesdaleFixed rate until 30/04/153.39%4.59%4.4%70%£999Free basic valuation, Free basic legal workSome£593.69 *£7,536 *
Woolwich (Barclays)Fixed until 31/05/20143.94%3.89%4.0%80%£0Free basic valuation, Free basic legal workSome£628.85 *£7,551 *
NationwideFixed for 2 years3.79%3.99%4.1%60%£99Free basic valuation, Free basic legal workSome£619.01 *£7,553 *
ClydesdaleFixed rate until 30/04/143.19%4.59%4.5%70%£999Free basic valuation, Free basic legal workSome£580.98 *£7,589 *
Woolwich (Barclays)Fixed until 31/05/20153.69%3.89%4.0%70%£499Free basic valuation, Free basic legal workSome£612.49 *£7,612 *
NationwideFixed for 2 years3.89%3.99%4.1%70%£99Free basic valuation, Free basic legal workSome£625.56 *£7,631 *
ClydesdaleFixed rate until 30/04/143.29%4.59%4.5%75%£999Free basic valuation, Free basic legal workSome£587.32 *£7,665 *
Northern RockFixed until 01/05/173.99%4.79%4.6%70%£99Free basic valuation, Free basic legal workSome£632.15 *£7,666 *
NationwideFixed for 3 years3.99%3.99%4.1%70%£99Free basic valuation, Free basic legal workSome£632.15 *£7,669 *
ExclusiveFixed until 28/02/143.35%5.49%5.3%85%£845Refunded basic valuation, Free basic legal workSome£590.63 *£7,682 *
ClydesdaleFixed rate until 30/04/173.79%4.59%4.4%70%£999Free basic valuation, Free basic legal workSome£619.57 *£7,682 *
ClydesdaleFixed rate until 30/04/153.59%4.59%4.5%75%£999Free basic valuation, Free basic legal workSome£606.56 *£7,690 *
Northern RockFixed until 01/05/143.89%4.79%4.7%75%£99Free basic valuation, Free basic legal workSome£625.56 *£7,703 *
Northern RockFixed until 01/05/153.58%4.79%4.6%75%£1094Free basic valuation, Free basic legal workSome£605.37 *£7,720 *
Woolwich (Barclays)Fixed until 31/05/20153.87%3.89%4.0%80%£499Free basic valuation, Free basic legal workSome£624.25 *£7,753 *
NationwideFixed for 5 years4.19%3.99%4.2%70%£99Free basic valuation, Free basic legal workSome£645.44 *£7,795 *
Woolwich (Barclays)Fixed until 31/05/20143.48%3.89%4.0%80%£999Free basic valuation, Free basic legal workSome£598.93 *£7,815 *
ClydesdaleFixed rate until 30/04/143.49%4.59%4.5%80%£999Free basic valuation, Free basic legal workSome£600.10 *£7,818 *
Northern RockFixed until 01/05/174.19%4.79%4.6%75%£99Free basic valuation, Free basic legal workSome£645.44 *£7,826 *
NationwideFixed for 3 years4.19%3.99%4.1%75%£99Free basic valuation, Free basic legal workSome£645.44 *£7,828 *
ClydesdaleFixed rate until 30/04/173.99%4.59%4.5%75%£999Free basic valuation, Free basic legal workSome£632.74 *£7,840 *
ING DirectFixed until 30/04/143.79%3.50%3.7%60%£945Free basic valuation, Free basic legal workSome£619.01 *£7,901 *
NewcastleFixed until 30/04/20173.99%5.99%5.4%80%£690 Some£632.15 *£7,923 *
ClydesdaleFixed rate until 30/04/153.89%4.59%4.6%80%£999Free basic valuation, Free basic legal workSome£626.14 *£7,925 *
Northern RockFixed until 01/05/153.85%4.79%4.7%80%£1094Free basic valuation, Free basic legal workSome£622.93 *£7,930 *
NationwideFixed for 5 years4.39%3.99%4.3%75%£99Free basic valuation, Free basic legal workSome£658.89 *£7,956 *
Northern RockFixed until 01/05/144.29%4.79%4.8%85%£99Free basic valuation, Free basic legal workSome£652.15 *£8,022 *
NationwideFixed for 2 years4.39%3.99%4.2%80%£99Free basic valuation, Free basic legal workSome£658.89 *£8,031 *
ING DirectFixed until 30/04/143.99%3.50%3.8%75%£945Free basic valuation, Free basic legal workSome£632.15 *£8,059 *
NationwideFixed for 3 years4.49%3.99%4.1%80%£99Free basic valuation, Free basic legal workSome£665.67 *£8,071 *
Woolwich (Barclays)Fixed until 31/05/20154.28%3.89%4.1%85%£499Free basic valuation, Free basic legal workSome£651.48 *£8,080 *
ClydesdaleFixed rate until 30/04/174.29%4.59%4.7%80%£999Free basic valuation, Free basic legal workSome£652.78 *£8,080 *
Woolwich (Barclays)Fixed until 31/05/20174.29%3.89%4.2%70%£999Free basic valuation, Free basic legal workSome£652.15 *£8,083 *
Northern RockFixed until 01/05/174.28%4.79%4.8%80%£1094Free basic valuation, Free basic legal workSome£651.48 *£8,094 *
ING DirectFixed until 30/04/174.39%3.50%4.1%60%£945Free basic valuation, Free basic legal workSome£658.89 *£8,096 *
ING DirectFixed until 30/04/20144.09%3.50%3.7%80%£945Free basic valuation, Free basic legal workSome£638.78 *£8,138 *
Leeds BSFixed until 28/02/144.35%5.69%5.6%85%£199Free basic valuation, Free basic legal workSome£656.19 *£8,165 *
NottinghamFixed until 31/01/20174.39%6.14%5.5%85%£999Free basic valuation, Free basic legal workSome£658.89 *£8,175 *
Northern RockFixed until 01/05/144.48%4.79%4.9%85%£99Free basic valuation, Free basic legal workSome£664.99 *£8,176 *
Northern RockFixed until 01/05/154.59%4.79%4.9%85%£99Free basic valuation, Free basic legal workSome£672.48 *£8,202 *
NationwideFixed for 5 years4.69%3.99%4.4%80%£99Free basic valuation, Free basic legal workSome£679.33 *£8,202 *
NottinghamFixed until 01/05/20154.29%6.14%5.9%85%£999Free basic valuation, Free basic legal workSome£652.15 *£8,239 *
NewcastleFixed until 30/04/20144.59%5.99%5.9%80%£0Free basic valuation, Free basic legal workSome£672.48 *£8,244 *
Woolwich (Barclays)Fixed until 31/05/20174.49%3.89%4.3%80%£999Free basic valuation, Free basic legal workSome£665.67 *£8,246 *
ING DirectFixed until 30/04/174.59%3.50%4.2%75%£945Free basic valuation, Free basic legal workSome£672.48 *£8,259 *
NationwideFixed for 2 years4.69%3.99%4.2%85%£99Free basic valuation, Free basic legal workSome£679.33 *£8,277 *
Leeds BSFixed until 28/02/174.39%5.69%5.4%85%£999 Some£658.89 *£8,314 *
NewcastleFixed until 30/04/20174.65%5.99%5.6%80%£0 Some£676.59 *£8,318 *
NationwideFixed for 3 years4.79%3.99%4.3%85%£99Free basic valuation, Free basic legal workSome£686.22 *£8,318 *
NationwideFixed for 3 years4.49%3.99%4.3%85%£999Free basic valuation, Free basic legal workSome£665.67 *£8,371 *
NationwideFixed for 2 years4.29%3.99%4.2%85%£999Free basic valuation, Free basic legal workSome£652.15 *£8,401 *
NewcastleFixed until 30/04/20144.39%5.99%5.8%80%£0 Some£658.89 *£8,405 *
NationwideFixed for 5 years4.99%3.99%4.5%85%£99Free basic valuation, Free basic legal workSome£700.10 *£8,451 *
Northern RockFixed until 01/05/174.75%4.79%5.0%85%£1094Free basic valuation, Free basic legal workSome£683.46 *£8,478 *
Woolwich (Barclays)Fixed until 31/05/20224.99%3.89%4.9%70%£1499Free basic valuation, Free basic legal workSome£700.10 *£8,581 *
ING DirectFixed until 30/04/174.99%3.50%4.5%80%£945Free basic valuation, Free basic legal workSome£700.10 *£8,590 *
Leeds BSFixed until 28/02/224.99%5.69%5.6%80%£999 Some£700.10 *£8,601 *
ClydesdaleFixed rate until 30/04/144.49%4.59%4.8%85%£999Free basic valuation, Free basic legal workSome£666.32 *£8,613 *
ClydesdaleFixed rate until 30/04/174.99%4.59%5.0%85%£999Free basic valuation, Free basic legal workSome£700.81 *£8,657 *
Woolwich (Barclays)Fixed until 31/05/20174.99%3.89%4.6%85%£999Free basic valuation, Free basic legal workSome£700.10 *£8,659 *
ClydesdaleFixed rate until 30/04/154.89%4.59%4.9%85%£999Free basic valuation, Free basic legal workSome£693.84 *£8,737 *
ExclusiveFixed until 31/03/144.99%5.99%6.0%90%£995 Some£700.10 *£8,744 *
AbbeyFixed until 02/04/175.19%4.24%4.9%85%£995Free basic valuation, Free basic legal workSome£714.13 *£8,857 *
ExclusiveFixed until 31/03/175.29%5.99%5.9%90%£995Free basic valuation, Free basic legal workSome£721.19 *£8,898 *
ExclusiveFixed until 31/03/175.29%5.99%5.9%90%£495 Some£721.19 *£8,930 *
AbbeyFixed until 02/04/155.09%4.24%4.7%85%£995Free basic valuation, Free basic legal workSome£707.10 *£8,964 *
ExclusiveFixed until 31/03/144.99%5.99%6.0%90%£995Free basic valuation, Free basic legal workSome£700.10 *£9,027 *
AbbeyFixed until 02/04/144.89%4.24%4.6%85%£995Free basic valuation, Free basic legal workSome£693.14 *£9,035 *
ExclusiveFixed until 31/03/175.49%5.99%6.0%90%£995Free basic valuation, Free basic legal workSome£735.43 *£9,069 *
ExclusiveFixed until 31/03/144.99%5.99%6.0%90%£495 Some£700.10 *£9,110 *
ExclusiveFixed until 31/03/175.39%5.99%6.0%90%£995 Some£728.29 *£9,117 *
ExclusiveFixed until 31/03/145.19%5.99%6.1%90%£995Free basic valuation, Free basic legal workSome£714.13 *£9,195 *
ExclusiveFixed until 31/03/144.89%5.99%6.0%90%£995 Some£693.14 *£9,287 *
SkiptonFixed until 30/04/20155.79%4.95%5.4%90%£195Free basic valuation, Free basic legal workSome£757.05 *£9,291 *
HalifaxFixed until 31/03/155.54%3.99%4.7%85%£999Free basic valuation, Free basic legal workSome£739.01 *£9,339 *
ExclusiveFixed until 31/03/145.09%5.99%6.1%90%£995 Some£707.10 *£9,454 *
Woolwich (Barclays)Fixed until 31/05/20155.99%3.89%4.7%90%£499Free basic valuation, Free basic legal workSome£771.63 *£9,522 *
HalifaxFixed until 31/03/176.09%3.99%5.3%85%£999Free basic valuation, Free basic legal workSome£778.97 *£9,627 *
NewcastleFixed until 31/03/20146.25%5.99%6.2%95%£0Free basic valuation, Free basic legal workSome£790.78 *£9,670 *
NewcastleFixed until 31/03/20145.95%5.99%6.2%95%£995 Some£768.70 *£10,263 *

* These figures are based on a loan of £120,000 on a repayment basis over 25 years.

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London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares.

Our Companies House number is 1988608. We are also authorised and regulated by the Financial Services Authority. Our FSA number is 143002.